How to check the papers when buying land in Bilgah
Title extract, kupcha and mortgage. Five things to check before you pay.
When people choose land or a garden house in Bilgah, the first question is about documents. Listings mention a "title extract", "kupcha" and "mortgage eligible". What do they mean and what should you check?
Title extract and kupcha
The extract comes from the state real estate register. People often call it "kupcha". It shows the owner, the plot size and the land use.
Five checks before paying
- Name. The owner on the extract and the seller must match, or the seller needs a notarised power of attorney.
- Size. The sot on paper and the sot inside the fence can differ. "12 sot, 7 sot with kupcha" means only part of the plot is registered.
- Land use. Residential, garden or farm use affects what you may build.
- Encumbrances. The property must not be pledged or under arrest. The register service can confirm this officially.
- Utilities. Ask whether gas, water and power are officially connected.
What mortgage eligible means
We mark homes whose papers meet bank requirements. The bank makes the final call, so talk to your bank early.
How we help
We look at the papers for every listing first and say clearly what is registered. At the visit we show a copy of the extract. Questions? Give us a call.
